🇨🇭 Switzerland Income Tax Calculator 2026

Federal tax (Bundessteuer) + Cantonal/Municipal estimate · AHV/IV/EO & ALV social deductions · Net pay & Employer cost

⚠️ Important note: Swiss taxes vary massively by canton and municipality. This tool calculates Federal tax exactly (ESTV 2026 tariff), but uses an adjustable effective rate for Cantonal + Municipal tax. Social security (AHV/ALV) calculated at official 2026 BSV rates. For real filing use official cantonal Steuerrechner.
📑 Reference 2026 (ESTV / BSV) — ✅ Updated parameters:
  • ✅ 2026 FEDERAL Direct federal tax: separate progressive tariff for Single / Married taxpayers
  • ✅ 2026 AHV/IV/EO Social security: 5.4% employee share (no income cap) — updated
  • ✅ 2026 ALV Unemployment insurance: 1.1% capped at CHF 148 200 yearly income
  • ✅ 2026 NBUV Non‑occupational accident insurance: ~0.5% typical rate (risk‑class dependent)
  • EMPLOYER Employer AHV/ALV/NBUV + family compensation fund included in total‑cost output
  • EXCLUDES BVG Pillar 2 pension contributions, LAMal health insurance, church tax, child deductions

Input Parameters

CHF
Example: CHF 85 000/year ≈ CHF 6 538/month (Swiss standard 13‑month salary)
Effective rate estimation only. Real value depends on municipality tax‑multiplier.

Tax & Deduction Breakdown

Visual breakdown (Gross income =100%)

⚠️ Estimate only. Excludes BVG Pillar 2 pension fund contributions and mandatory LAMal health insurance. For official assessment refer to your cantonal Steueramt.